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What is a charging order on your home in Scotland? Woman pointing at charging order
Bailiffs and Legal Action

What is a charging order on your home in Scotland?

A charging order in England and Wales is a legal order that secures an unpaid debt against your property.

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How can I deal with aggressive debt collectors? How To Deal With Debt Collectors
Bailiffs and Legal Action

How can I deal with aggressive debt collectors?

Dealing with debt collectors can be a highly stressful experience at the best of times, but when they’re aggressive in their techniques, how do you deal with it? Strict regulations surround the coll...

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What is a decree or CCJ and how could it affect me? Law Scales And Hammer
Bailiffs and Legal Action

What is a decree or CCJ and how could it affect me?

In Scotland, County Court Judgments (CCJs) are referred to as a decree.

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Council Tax Arrears and Sheriff Summary Warrants Explained Council Tax Arrears
Bailiffs and Legal Action

Council Tax Arrears and Sheriff Summary Warrants Explained

Set procedures exist for the recovery of council tax arrears in Scotland. If the initial and final council tax reminders are not paid, or you do not respond to the communication, it is likely that a S...

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What powers do bailiffs (Sheriff Officers) have in Scotland? Bailiff At The Entrance To A House
Bailiffs and Legal Action

What powers do bailiffs (Sheriff Officers) have in Scotland?

Sheriff officers work on behalf of companies, government departments and individual creditors to enforce court orders relating to unpaid debt. This may be unsecured debt such as Council Tax arrears or...

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Statute Barred Debt in Scotland Debt Written In Dirt
Bailiffs and Legal Action

Statute Barred Debt in Scotland

A statute barred debt is one that can no longer be collected by a creditor due to the elapsed time limit laid down in The Prescriptions and Limitation (Scotland) Act, 1973.

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What is a Notice of Assignment? Page Of Notice
Bailiffs and Legal Action

What is a Notice of Assignment?

A Notice of Assignment is used to inform debtors that a third party has ‘purchased’ their debt following a period of non-payment.

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What is an inhibition court order in Scotland? Court Order
Bailiffs and Legal Action

What is an inhibition court order in Scotland?

An inhibition order is a form of diligence used by creditors in Scotland which affects what you can do with your heritable property.

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Can you be sent to jail for not paying Council Tax in Scotland? Not Paying Council Tax
Bailiffs and Legal Action

Can you be sent to jail for not paying Council Tax in Scotland?

If you don't pay your council tax, potential consequences include receiving a reminder letter and Sheriff Officer action, rather than a prison sentence.

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What are the Seven Types of Wage Arrestments in Scotland? Different types of Earning Arrestments
Bailiffs and Legal Action

What are the Seven Types of Wage Arrestments in Scotland?

An overview of the seven types of wage arrestments, also known as earning arrestments, in Scotland, where a creditor can take earnings from your wages.

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How much can be taken from my wages via a Wage Arrestment Order? Wage Arrestment
Bailiffs and Legal Action

How much can be taken from my wages via a Wage Arrestment Order?

How much creditors can recover from your wages through a Wage, or Earnings Arrestment Order, will depend on your earnings and payment frequency.

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Can a Wage Arrestment be stopped or challenged? No To Wage Arrestment
Bailiffs and Legal Action

Can a Wage Arrestment be stopped or challenged?

How to stop or challenge a creditor from recovering money from your earnings through a Wage Arrestment or Earnings Arrestment order.

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Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

We have FCA authorisation for advice relating to Debt Arrangement Schemes and we are regulated by the ICAS and IPA when giving advice as an insolvency practitioner leading to our appointment in formal insolvency proceedings

 

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

ICAS Insolvency Practitioners